:root {
  --green: #16A34A;
  --bg: #F8FAF5;
  --surface: #FFFFFF;
  --surface-muted: #EEF3EA;
  --border: #DFE6D9;
  --text: #111827;
  --text-muted: #5B6472;
  --primary: #16A34A;
  --on-primary: #FFFFFF;
  --yellow: #B45309;
  --red: #DC2626;
  --green-soft: #DCFCE7;
  --yellow-soft: #FEF3C7;
  --red-soft: #FEE2E2;
  --cheese: #D97706;
  --shadow: 0 24px 60px -24px rgba(17, 24, 39, 0.28);
  --mark-light: block;
  --mark-dark: none;
}
@media (prefers-color-scheme: dark) {
  :root {
    --bg: #111827;
    --surface: #1C2533;
    --surface-muted: #243042;
    --border: #2E3A4D;
    --text: #F3F6F1;
    --text-muted: #9AA4B2;
    --primary: #22C55E;
    --on-primary: #0B1220;
    --yellow: #FACC15;
    --red: #F87171;
    --green-soft: #123524;
    --yellow-soft: #3A3212;
    --red-soft: #3F1D1D;
    --cheese: #FACC15;
    --shadow: 0 24px 60px -24px rgba(0, 0, 0, 0.7);
    --mark-light: none;
    --mark-dark: block;
  }
}

*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-behavior: smooth; }
body {
  margin: 0;
  background: var(--bg);
  color: var(--text);
  font: 17px/1.55 -apple-system, BlinkMacSystemFont, "SF Pro Text", "Segoe UI", Inter, Roboto, "Helvetica Neue", Arial, sans-serif;
  -webkit-font-smoothing: antialiased;
}
a { color: var(--primary); }
img { display: block; max-width: 100%; }
.wrap { width: 100%; max-width: 1080px; margin: 0 auto; padding: 0 20px; }
.mark-light { display: var(--mark-light); }
.mark-dark { display: var(--mark-dark); }

/* Nav */
header.nav { padding: 18px 0; }
header.nav .wrap { display: flex; align-items: center; justify-content: space-between; gap: 16px; }
.brand { display: flex; flex-shrink: 0; align-items: center; gap: 10px; font-weight: 700; font-size: 20px; letter-spacing: -0.3px; color: var(--text); text-decoration: none; }
.brand img { width: 34px; height: 34px; }
.pill {
  display: inline-flex; align-items: center; gap: 8px;
  padding: 7px 14px; border-radius: 999px;
  background: var(--surface-muted); color: var(--text);
  font-size: 14px; font-weight: 600; white-space: nowrap;
}
.pill .dot { width: 8px; height: 8px; border-radius: 50%; background: var(--primary); }

/* Hero */
.hero { padding: 40px 0 72px; }
.hero .wrap { display: grid; grid-template-columns: 1.1fr 0.9fr; gap: 48px; align-items: center; }
h1 { font-size: clamp(40px, 6vw, 64px); line-height: 1.04; letter-spacing: -1.8px; margin: 0 0 20px; }
h1 .cheese { color: var(--cheese); }
.lede { font-size: 20px; color: var(--text-muted); margin: 0 0 14px; max-width: 34ch; }
.lede strong { color: var(--text); font-weight: 600; }
.actions { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 28px; }
.button {
  display: inline-flex; align-items: center; justify-content: center;
  min-height: 52px; padding: 0 24px; border-radius: 14px;
  font-weight: 600; font-size: 16px; text-decoration: none;
  transition: transform 0.15s ease, opacity 0.15s ease;
}
.button:hover { transform: translateY(-1px); }
.button.primary { background: var(--primary); color: var(--on-primary); }
.button.secondary { background: var(--surface-muted); color: var(--text); }
.note { font-size: 14px; color: var(--text-muted); margin-top: 14px; }

/* Phone mockup of the Spend screen */
.phone {
  width: 300px; margin: 0 auto; padding: 12px;
  background: #0B1220; border: 1px solid var(--border); border-radius: 46px; box-shadow: var(--shadow);
}
.screen { background: var(--bg); border-radius: 36px; padding: 22px 18px 18px; overflow: hidden; }
.screen-top { display: flex; justify-content: space-between; align-items: center; font-size: 12px; color: var(--text-muted); }
.screen-top .left { display: flex; align-items: center; gap: 6px; }
.screen-top img { width: 20px; height: 20px; }
.screen-top .stash { background: var(--surface-muted); color: var(--text); padding: 4px 9px; border-radius: 999px; font-weight: 600; }
.big { text-align: center; margin: 30px 0 16px; }
.big .label { font-size: 11px; font-weight: 700; letter-spacing: 0.8px; text-transform: uppercase; color: var(--primary); }
.big .amount { font-size: 54px; font-weight: 700; letter-spacing: -2px; color: var(--primary); line-height: 1.05; font-variant-numeric: tabular-nums; }
.big .amount small { font-size: 24px; letter-spacing: -0.5px; }
.big .pace { font-size: 13px; color: var(--text-muted); }
.meter { position: relative; height: 8px; border-radius: 999px; background: var(--surface-muted); overflow: hidden; margin: 0 4px 22px; }
.meter .buffer { position: absolute; right: 0; top: 0; bottom: 0; width: 10%; background: var(--yellow-soft); }
.meter .fill { position: absolute; left: 0; top: 0; bottom: 0; width: 38%; border-radius: 999px; background: var(--primary); }
.chips { display: flex; gap: 6px; margin-bottom: 12px; }
.chips span { font-size: 11px; padding: 5px 10px; border: 1px solid var(--border); border-radius: 999px; background: var(--surface); }
.chips span.on { background: var(--primary); border-color: var(--primary); color: var(--on-primary); }
.keys { display: grid; grid-template-columns: repeat(3, 1fr); gap: 2px; text-align: center; font-size: 20px; font-weight: 500; }
.keys span { padding: 8px 0; }
.add { margin-top: 10px; text-align: center; background: var(--primary); color: var(--on-primary); border-radius: 12px; padding: 11px; font-size: 14px; font-weight: 600; }

/* Sections */
section { padding: 72px 0; }
section.alt { background: var(--surface); border-top: 1px solid var(--border); border-bottom: 1px solid var(--border); }
.eyebrow { font-size: 13px; font-weight: 700; letter-spacing: 1px; text-transform: uppercase; color: var(--primary); margin: 0 0 10px; }
h2 { font-size: clamp(30px, 4vw, 42px); line-height: 1.12; letter-spacing: -1px; margin: 0 0 16px; }
.section-lede { font-size: 19px; color: var(--text-muted); max-width: 58ch; margin: 0 0 40px; }
.grid3 { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.card { background: var(--surface); border: 1px solid var(--border); border-radius: 22px; padding: 26px; }
section.alt .card { background: var(--bg); }
.card h3 { font-size: 20px; margin: 14px 0 8px; letter-spacing: -0.3px; }
.card p { margin: 0; color: var(--text-muted); }
.step { width: 40px; height: 40px; border-radius: 12px; display: grid; place-items: center; background: var(--green-soft); color: var(--primary); font-weight: 700; }

.status { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.status .card { border-top-width: 6px; }
.status .green { border-top-color: var(--primary); }
.status .yellow { border-top-color: var(--yellow); }
.status .red { border-top-color: var(--red); }
.status .tag { font-size: 13px; font-weight: 700; letter-spacing: 0.8px; text-transform: uppercase; }
.status .green .tag { color: var(--primary); }
.status .yellow .tag { color: var(--yellow); }
.status .red .tag { color: var(--red); }

.ladder { display: grid; grid-template-columns: 0.9fr 1.1fr; gap: 48px; align-items: start; }
.ladder ol { list-style: none; margin: 0; padding: 0; counter-reset: rung; display: grid; gap: 12px; }
.ladder li {
  counter-increment: rung; display: flex; gap: 16px; align-items: flex-start;
  background: var(--surface); border: 1px solid var(--border); border-radius: 18px; padding: 18px 20px;
}
section.alt .ladder li { background: var(--bg); }
.ladder li::before {
  content: counter(rung); flex: none; width: 30px; height: 30px; border-radius: 50%;
  display: grid; place-items: center; font-size: 14px; font-weight: 700;
  background: var(--green-soft); color: var(--primary);
}
.ladder li strong { display: block; }
.ladder li span { color: var(--text-muted); font-size: 15px; }
.callout {
  margin-top: 24px; padding: 20px 22px; border-radius: 18px;
  background: var(--green-soft); color: var(--text); font-weight: 500;
}

.closing { text-align: center; padding: 88px 0; }
.closing img { width: 72px; height: 72px; margin: 0 auto 18px; }
.closing .actions { justify-content: center; }

footer { padding: 28px 0 40px; border-top: 1px solid var(--border); color: var(--text-muted); font-size: 14px; }
footer .wrap { display: flex; justify-content: space-between; gap: 16px; flex-wrap: wrap; }

@media (max-width: 860px) {
  .hero { padding-top: 16px; }
  .hero .wrap, .ladder { grid-template-columns: 1fr; gap: 40px; }
  .grid3, .status { grid-template-columns: 1fr; }
  section { padding: 56px 0; }
  .lede { max-width: none; }
}
@media (max-width: 380px) {
  .phone { width: 100%; }
}
@media (max-width: 300px) {
  .nav .pill { display: none; }
}
@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  .button { transition: none; }
}

/* Footer links */
footer nav { display: flex; gap: 20px; }
footer a { color: var(--text-muted); text-decoration: none; }
footer a:hover { color: var(--text); text-decoration: underline; }

/* Legal and simple pages */
.doc { padding: 24px 0 72px; }
.doc .wrap { max-width: 760px; }
.doc h1 { font-size: clamp(34px, 5vw, 46px); letter-spacing: -1.2px; margin-bottom: 8px; }
.doc .updated { color: var(--text-muted); margin: 0 0 32px; }
.doc h2 { font-size: 24px; letter-spacing: -0.4px; margin: 40px 0 10px; }
.doc p, .doc li { color: var(--text); }
.doc ul { padding-left: 22px; }
.doc li { margin: 6px 0; }
.doc .summary {
  background: var(--green-soft); border-radius: 18px; padding: 20px 22px; margin: 0 0 8px;
}
.doc .summary ul { margin: 8px 0 0; }
.center-page { min-height: 60vh; display: grid; place-items: center; text-align: center; padding: 48px 0; }
.center-page img { width: 88px; height: 88px; margin: 0 auto 20px; }